37% of US consumers have used BNPL in the last 90 days, and the market is projected to reach $28.4 billion globally. But New York is proposing comprehensive regulation, and younger users are pulling back.
Revolut reached a $75 billion valuation in early 2026, becoming the world's most valuable neobank. The super app model is proving that digital banks can scale profitably.
Gartner forecasts that 40% of business software in banking will include AI capable of completing end-to-end tasks without human intervention by December 2026.
A new analysis estimates Open Banking could contribute £43 billion annually to the UK economy. In the US, Truist and Plaid just signed a landmark data-access deal. Here is what it means.
Major banks are integrating regulated stablecoins for payments, remittances, and asset management under the GENIUS Act framework.