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The cyber insurance market faces softening premiums and escalating threats from AI-powered deepfakes. Insurers are expanding coverage for AI-driven attacks while adjusting their risk models.
Employer-sponsored health insurance premiums rose 6-7% in 2026, driven by GLP-1 drug costs, an aging workforce, and medical inflation trending at 7-8%.
The National Flood Insurance Program Clarification Act of 2026 would exempt the NFIP from certain Endangered Species Act requirements. Supporters say it will prevent premium hikes and development restrictions.
Home insurance premiums are up 8% in 2026, with Florida and Louisiana facing increases as high as 27%. Climate risk, material tariffs, and rising home values fuel the surge.
National auto insurance rates rose just 1% in 2026, the smallest annual increase in four years. But state-level variation means some drivers face hikes above 10%.