401(k) Contribution Limits Rise to $24,500 in 2026: How to Maximize Your Savings
The IRS raised 401(k) contribution limits to $24,500 for 2026, with a new super catch-up of $11,250 for workers aged 60-63. Here is how to take full advantage.
Retirement
5 articles
Roth Catch-Up Mandate Hits High Earners in 2026: What You Need to Know
Starting in 2026, workers over 50 earning more than $150,000 must make catch-up contributions to employer plans on an after-tax Roth basis. Here is how the SECURE 2.0 Act change affects your retirement strategy.
Using Your 401(k) for a Down Payment: Loans vs Hardship Withdrawals Explained
More Americans are tapping retirement savings for home down payments. A 401(k) loan costs less than a hardship withdrawal, but both come with trade-offs. Here is how each option works.
Social Security COLA 2.8% for 2026: Will It Keep Up with Your Expenses?
Social Security benefits increased 2.8% in January 2026, adding about $56 per month for the average retiree. But rising healthcare and energy costs may eat the entire increase.
WEP and GPO Eliminated: $17 Billion in Back Payments Reach 3.1 Million Retirees
The Social Security Fairness Act eliminated WEP and GPO provisions that reduced benefits for public-sector workers. Over 3.1 million retirees have received $17 billion in back payments.